Lead Data ScientistRich Data CorporationSydney, AustraliaFull-timeHybrid and flexible working arrangements About RDCRich Data Co (RDC) Delivering the Future of Credit, Today! We believe credit should be accessible, fair, inclusive, and sustainable. We are passionate about AI and developing new techniques that leverage traditional and non-traditional data to get the right decision in a clear and explainable way. Global leading financial institutions are leveraging RDC’s AI decisioning platform to offer credit in a way that aligns to the customers’ needs and expectations. RDC uses explainable AI to provide banks with deeper insight into borrower behaviour, enabling more accurate and efficient lending decisions to businesses. Join the Future of Credit!Work at a 5-Star Employer of Choice 2023 - RDC was named one of HRD Australia’s "best companies to work for in Australia".Join a fast-growing global AI company - Grow your skills, capabilities and gain AI and global experience.High performance team - Work alongside some of the best product teams, data scientists and credit experts in the industry.Vibrant team culture - Join an innovative and agile team who celebrates wins and solves problems together.Work-life balance - Highly flexible working arrangements - work how’s right for you!Financial inclusion - Be part of a company that is striving for global financial inclusion and driving the future of credit. About the RoleJoin Rich Data Co, a innovative cloud-native AI Decisioning company at the forefront of financial inclusion and global credit accessibility. As we venture into expanding our reach in North America, we're on the lookout for an accomplished Senior or Principal Data Science professional to enhance our world-class team. This is more than a job; it's a mission to revolutionize the world of credit. This role also presents a unique chance to develop groundbreaking AI methods applicable to credit risk and lending. These include exploring transfer learning, applying neural networks for time series analysis, harnessing generative intelligence, and seamlessly blending machine learning with human intelligence. Your Unique ContributionWe celebrate the individual strengths you bring to our dynamic team environment. Your unique talents will be the cornerstone of our collective success. Key ResponsibilitiesLead in designing and presenting AI-driven solutions, particularly for banking and risk management executives.Design use cases for clients with clear objectives and success criteria, matching our AI platform capabilities and client needs.Develop data processing solutions and machine learned models to address the business objective of our clients using RDC platform.Spearhead discovery engagements, creating prototypes for deployment in SMB and Commercial lending, with a focus on the Australian, New Zealand, and North American markets.Collaborate with our sales, advisory, and client delivery teams to deliver outstanding business outcomes.Mentor and guide junior Data Science team members, sharing RDC methodologies and AI best practices. Lead Data Scientist QualificationsA minimum of 10 years of experience in Data Science.An advanced degree in Computer Science, Data Science, Mathematics, Operations Research, or Statistics, with a postgraduate degree preferred.Proficiency in Python (including libraries like Scikit Learn/Pandas), SQL, and familiarity with R, Perl, SAS.Hands-on experience developing regulatory models (PD, LGD, EAD/CCF), customer lifecycle models, including Propensity/Segmentation, Origination, Behavioural or Collection risk models, and/or Fraud models.Extensive knowledge of machine learning and statistical modeling techniques.Comfort working with diverse data sources, such as transactional and e-commerce data.Real-world Banking/Financial Services experience in Australia/New Zealand/North America is highly desirable. Ideal ProfileCurrently engaged with a Bank, Financial Services, FinTech in the SMB sector, a Financial Software Company specializing in AI, or a Management Consulting Firm focused on model development.A comprehensive understanding of Credit and its business impacts, paired with the ability to communicate effectively with both business and technical stakeholders.Strong leadership and engagement skills, with experience in managing or mentoring data science teams. If you're ready to shape the #futureofcredit and drive change in the financial world, Rich Data Co is your next destination. We're excited to meet you!  AUD Sydney 2000